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Medicare

Medicare Advantage Plans - or "Part C" these plans include coverage for medical, prescription drug, and extra benefits not provided with Original Medicare.

Medicare Supplement Plans - or "Medigap" coverage. These plans fill the gaps of Original Medicare. Get help finding a plan and company that fit your preferences and budget.

Part D - Prescription drug coverage helps individuals with the costs of prescription drugs. Ensure you understand situations when a penalty can apply if an individual chooses to go without this coverage.

Health Insurance

Self-employed Health Insurance - insurance should be affordable regardless of whether you are self-employed or not. We provide some excellent options for self-employed individuals and their families.

Short Term Care - Medical plans that provide catastrophic coverage for a period of 12 - 36 months. Available for individuals and families.

Fixed Benefit Plans - These income independent plans provide defined insurance benefits for policy holders. Plans are available for individuals and families and are guaranteed renewable up to age 65.

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Life Insurance

Final Expense - A whole life insurance policy for burial or cremation expenses. Payment is guaranteed as long as premiums are paid. Available up to age 85.

Whole Life - Guaranteed insurance plans as long as the policy is paid up. Return of premium options, guaranteed issue options, find a policy that works for you.

Additional Services

Hospital Indemnity - provide extra protection against hospital bills and co-pays. These plans also offer coverage for a variety of situations.

Cancer & Heart/Stroke Coverage - These policies provide lump-sum coverage when facing a Cancer diagnosis or after a critical cardiovascular event. Plans typically have fixed level premiums.

Dental/Vision/Hearing - Offered through several providers, plans for both Ameritas and Carrington networks.

Accident Coverage -  in the event of an injury or accident, these policies cover for associated costs and services.

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