Select Health Medicare + Kroger Plan Ending in Utah for 2027: What You Need to Know

If you have the Select Health Medicare + Kroger plan in Utah, you may need to take action for 2027.

Yes, the Select Health Medicare + Kroger plan is ending for 2027. But what happens next depends on the letter you receive from Select Health. There are two main options:

For some members, Select Health is automatically moving them into a different Medicare Advantage plan. This is called "crosswalking". Their coverage continues, but costs and benefits will change because they will be enrolled into a different Select Health plan starting on Jan. 1, 2027.

For others, their current plan is ending and they will not be automatically enrolled into another plan. Instead they will return to Original Medicare unless they choose new coverage. That may mean comparing another Medicare Advantage plan, a Medicare Supplement, and prescription drug coverage.

The first step is figuring out which situation applies to you? This article will walk you through the letter you received, what it means, and what options are available in your county.

When Does the Select Health Kroger Plan End?

The 2026 Select Health Medicare + Kroger plan ends December 31, 2026 if you are not being moved into another Select Health plan. The 2027 Annual Enrollment Period runs October 15 through December 7, 2026, with coverage from a plan selected during AEP generally beginning January 1, 2027.

Don't wait until the last week of AEP to start comparing your options.

Whether you will be automatically enrolled into a new Select Health plan or not, it's probably a good idea to considered the options that are available to you for your Medicare health insurance coverage.

What Are Your Options?

Option 1: Another Medicare Advantage Plan

You can compare the Medicare Advantage plans available in your county.

When comparing plans, don't look only at the monthly premium.

Check:

• Your doctors and specialists

• Your hospitals

• Your prescription medications

• Your preferred pharmacy

• Maximum out-of-pocket costs

• Specialist and hospital copays

• Drug deductibles

• Dental and vision benefits

• Other benefits you actually use

Option 2: Original Medicare + Medicare Supplement

If your plan is actually being discontinued and you return to Original Medicare, you may have an important opportunity to purchase certain Medicare Supplement plans without answering health questions, under federal guaranteed-issue rules.

For someone whose Medicare Advantage coverage ends December 31, 2026, the applicable window can begin 60 days before coverage ends and continue for 63 days afterward.

That makes the timing particularly important.

If you're considering a Medicare Supplement, don't assume you need to wait until January.

Option 3: Original Medicare + Part D

You can also return to Original Medicare and purchase a stand-alone prescription drug plan.

This gives you the freedom to see providers who accept Medicare nationwide, but you'll want to carefully consider how you'll handle Medicare's deductibles, coinsurance and other out-of-pocket costs.

1. Coverage for dependents

2. Current costs (usually in the form of payroll deductions)

3. Prescription drug coverage

For help understanding you options, please contact us for help. No cost, no obligation.

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